Faith-driven wealth and retirement planning
Financial Coaching
At Lion of Judah Financial, our financial coaching is a personalized journey guided by integrity, faith, and competence. Led by Bruno E. Pouliot, CRPC™, CKA®, we equip clients with financial education, strategies built around your situation, and ongoing support focused on your unique goals. Whether you're preparing for retirement, protecting your assets, planning your family's legacy, or navigating insurance and estate challenges, our coaching process is designed to build clarity, confidence, and peace of mind. We bring together proven techniques, ethical guidance, and holistic planning to help you steward your resources wisely and live in financial freedom.
The guidance is rooted in biblical stewardship, and it is delivered with CPAs and attorneys by phone or Zoom. Bruno does not sell here. He teaches first, so that the decisions are yours.
Fourteen modules, four parts
The retirement planning curriculum
Every module is a conversation, not a pitch. Part I covers income, Part II protection, Part III what you leave behind, and Part IV the standards you can hold us to.
Not all modules are always covered; depends on each particular situation.
See how the same topics become planning work on the planning areas page.
Part I
Income
Bridging the Retirement Income Gap
We map pensions, savings, annuities, part-time work, and rental income to cover spending needs. Your plan aims for reliable, tax-aware cash flow you can count on.
Making the Most of Social Security Retirement Benefits
We evaluate timing strategies, spousal and survivor options to help maximize lifetime benefits. The goal is to coordinate Social Security with your overall income plan.
Designing Optimal Retirement Income Stream
A structured withdrawal strategy that balances stability, growth, and tax efficiency. The aim is sustainable income that lasts through changing markets and needs.
Investing Principles for Retirement
We align risk, time horizon, and income needs to create a disciplined, diversified approach. Emphasis is on consistency, costs, and avoiding emotional decisions.
Making the Emotional and Financial Transition to Retirement
Support for budgeting, purpose, and lifestyle shifts alongside financial planning. We help you move from accumulation to distribution with confidence and clarity.
Part II
Protection
- Insurance and Risk Management for Retirement Income
- Education on insurance tools and risk management to safeguard income streams. We review life, disability, long-term care, and annuity options to fit your situation.
- Navigating Health Care Options in Retirement
- Guidance on Medicare, supplements, and estimated healthcare costs. We help you compare options and plan for rising expenses without derailing your goals.
- Review of Real Estate Holdings and Other Illiquid Assets
- An organized review of property, private investments, and other illiquid holdings. We assess cash flow, risk, and how these assets fit your retirement income plan.
Part III
Legacy
What heirs receive depends on what was written down while there was time. Legal and tax questions here are handled by the attorneys and CPAs on the team; read about estate planning or generational succession.
Tax & Estate Objectives in Retirement
We coordinate with CPAs and attorneys to align your plan with tax and estate goals. Strategies may include account sequencing, gifting, and beneficiary planning.
Generational Wealth Transfers
Clarity on passing assets to heirs with intention and simplicity. We review titling, beneficiary designations, and legacy goals with coordinated professional input.
Protecting Estates for Family and Heirs
Education on strategies to preserve more of what you've built for loved ones. We collaborate with counsel on trusts, beneficiary planning, and tax-aware gifting.
Conservatorship
High-level education on when conservatorship may be considered and who to involve. We coordinate with appropriate legal professionals while providing planning context.
Part IV
Standards you can hold us to
- Client Experience in the Planning Process
- A clear, step-by-step process focused on education, transparency, and your goals, never product sales. Expect regular check-ins and plain-language guidance from start to finish.
- Fiduciary, Ethical, and Regulatory Issues
- We explain standards of care, conflicts, and disclosures so you know how you're served. Expect integrity, confidentiality, and a client-first process at every step.
Confidentiality
Information shared during client planning sessions is confidential, protected, and privileged between the planner and client. After the process, recommendations are reviewed and any needed changes are discussed with your Retirement Planner.
A Team Approach
Bruno Pouliot uses a team-based planning model, bringing in credentialed advisors (legal, tax, and other specialists) as needed to serve each client's unique situation.
How a first conversation goes
Three steps, none of them a sales call
- 01
Call (423) 326-5299, or take the 3 Minute Money Plan for a Free Financial Health Review.
- 02
Meet Bruno by phone or Zoom, by appointment, Monday to Sunday, from anywhere in the continental USA.
- 03
Send a message through the contact page and we'll get back to you within one business day. Learn about Bruno or browse the planning articles first if you prefer.