Retirement, estate and insurance planning in Chattanooga
Bruno E. Pouliot, CRPC™, CKA®, plans for retirees, pre-retirees, businesses, professionals and families across the continental USA by phone or Zoom. Nothing here is a product on a shelf. Each area starts with a plain-language conversation, and the choices stay yours.
A note on scope
We Don't Offer Legal Advice, Nor Tax Advice!
When a question touches the law or your taxes, it goes to the attorneys and CPAs on the planning team. Bruno keeps the plan coordinated so those professionals see the same picture you do. Read more about the person behind the practice on the About Bruno page.
The three entries most families open first
Entry one
Pensions, savings, Social Security timing and annuities mapped into reliable, tax-aware income you can count on. The full curriculum runs to fourteen modules, from Social Security timing to the emotional shift of leaving work, and you can read every one of them on the financial coaching page.
Read about retirement planning
Entry two
Covers life, disability, long-term care, lower-cost annuity plans, final expense coverages, and Medicare-Supps, explained in everyday words before anything is chosen.
Read about insurance planning
Entry three
Titling, beneficiary designations and legacy goals, coordinated with counsel so more of what you built reaches your family. Titling, beneficiary designations and gifting are reviewed with the attorneys and CPAs on the team, because legal and tax advice are theirs to give.
Read about estate planningThe five smaller accounts
Smaller on this page, not smaller in the plan. Many families touch two or three of these alongside retirement, which is why they live in one ledger.
A review of real estate, private holdings and insurance layers, so one bad event does not undo a lifetime of work.
Read more
We reduce your debt percentage and help you build wealth with the cash flow it frees up.
Read more
Giving planned as stewardship, aligned with your tax and estate goals through the CPAs and attorneys on the team.
Read more
Passing a business or estate to the next generation with intention, clear titling and coordinated professional input.
Read more
Plain-language teaching first: confidential sessions by phone or Zoom, and the Free Financial Health Review to start.
Read moreWho sits across the desk
Bruno says he has been in the business for 28 years, and his practice is built on teaching first. Want to talk it through with him?
By appointment, Monday to Sunday
Consultations run by phone or Zoom, and messages are answered within one business day. You can also read how Bruno works on the financial coaching page or browse the planning articles.